Mortgages
Switch & Save
The mortgage process might seem overwhelming. However, our job as trusted advisers is to make this hassle free and support you on your mortgage journey!
Our mortgage rate is only 4%, and there are a host of free benefits.
A mortgage with us means savings and peace of mind
We understand that buying your home is a huge decision; probably the biggest financial commitment you will ever make! If you need a mortgage, Clonmel Credit Union is here for you, as always. The same friendly advice and service that you have come to expect from us with 60 years experience at the heart of this community.
Expert Advice
Enjoy our best-in-class service and expertise. Call us on 1800 945 987
We Insure Your Loan, Free!
Talk to us today about our loan protection and how it can benefit you
First Time Buyers & Switchers
We welcome all applications
Mortgages Calculator
Try out our quick and easy Mortgages calculator below
Maximum Loan Term :
4.07%
4.07%
4.07%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Mortgages
Everything you need to know
Under current limits set by the Central Bank:
- First-time buyers can borrow up to 4 times their gross income.
- Second/subsequent buyers can borrow up to 3.5 times their gross income.
- You can borrow up to 90% of the value of the property.
Your overall monthly loan repayments, including your Mortgage and other financial commitments such as car loan or credit cards, cannot exceed 40% of your net monthly income.
Our job is to guide you and give you friendly, professional help every step of the way. We will discuss your requirements and look at how we can package the ideal mortgage for you. We prepare the application and take the hassle out of the whole process.
Once we have all the paperwork in place, we aim to give you a decision followed by your Approval in Principle generally within 2 weeks.
Switching your mortgage to Clonmel Credit Union could reduce your monthly payments and save you thousands.
Email us on mortgages@clonmelcu.com, call Richard on 1800 945 987 or call into us for an initial chat at our Parnell Street, Clonmel branch.
If you would like to download the checklist of information that may be required, you can download the form by clicking here
